Insurance policies for
high-net-worth individuals
Insurance should be a tool for wealth building. Too often people get policies that don’t support their long-term goals.
Welcome to premium financed life insurance.
This advanced strategy is a beneficial design for high-income and/or high-net-worth individuals. Develop high cash values opportunities in a life policy while minimizing your financial outlay. This method of funding provides an opportunity to turn insurance into a lifelong asset for wealth.
Here is the process
Meet to discuss your situation
Qualifying for the design is the primary step. If the design strategy is appropriate, then we will develop a proposal for a more in-depth conversation.
Design & Funding
Review the design strategy. If you wish to proceed, then the underwriting process will begin. Third-party funding is applied for as well.
Deposit & Monitor
The annual deposit is provided by the third party. The goal is to maximize the cash value accumulation and minimize your capital outlay. This can increase the cash-on-cash return.
Ask to see my policy statement.
I have this design for myself.
Just ask and we will show it to you. We believe in this process so much we use it too.